Individual Voluntary Arrangement (IVA)
What is an IVA?
An Individual Voluntary Arrangement (IVA) is a formal, legally binding agreement between you and your creditors. It allows you to repay your unsecured debts through affordable monthly payments, based on your individual financial circumstances.
An IVA is arranged and supervised by a licensed Insolvency Practitioner, who distributes payments to your creditors in line with the agreed terms.
IVAs have eligibility criteria and may not be suitable for everyone. Your credit rating will be affected, and your home or other assets may be at risk if you are unable to maintain the agreed payments. Regulated advice should be sought before entering into any arrangement.
If you have an IVA and stick to the agreement, you’ll get protection from your creditors taking further action against you and some of your debt will be written off.
Click “DEBT HELP” to start your journey, one of our friendly team will then be in touch to give you all the information you need to deal with your enquiry and refer you to one of our regulated associate experts.
Let's say you owe...
- 11,152
- 2,226
- 302
- 2,395
- 648
- 1,408
- 172
Let's say you owe...
- 18,303
Do you qualify for help!
Before an IVA
- 610
After an IVA
- 122
Monthly payment are based on individual financial circumstances
Click “GET STARTED” to start your journey, one of our friendly team will then be in touch to give you all the information you need to deal with your enquiry and refer you to one of our regulated associate experts.
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We provide general information about our service and, if you choose, can introduce you to one of our FCA-authorised partners for a full advice call.
We do not provide regulated debt advice ourselves, and there is no obligation to proceed with any solution.
