Welcome to Credit Counsellor
Find a Solution, Take control of
your finances, Potentially reduce debt repayments.
You need support, Reduce anxiety, Minimizing sleepless nights.
- Find the right solution
- Get support and guidance
- We may pass you onto a FCA regulated debt advice firm for a advice call who would look into a range of options for you, May not be suitable in all circumstances.
- Write off unaffordable debt
- Excellent Reviews
- Lower your debt repayments
Excellent
Great company to deal with
From start to finish a great job from…
Great company to deal with
Communication is excellent
Thank you Mo
Looking forward to the future Thanks Kevin I’ve had great service and…
I had the pleasure to meet Joseph which…
Kevin was fantastic!
Top class service from top class guy
IVA
Individual Voluntary Arrangements, or IVAs, were introduced by the Government to help people who can’t afford to repay debts above £6,000. Affordable payments over a fixed term of 60 months. An IVA could write off a portion of your debt if agreed by 75% of your creditors.
Debt Management
Debt Management involves negotiating agreements with your Creditors to make reduced payments to them each month, usually with the help of a Debt Management company.
Debt Consolidation
Debt Consolidation can make things much simpler for you. It allows you to put your debts in one place and deal with multiple creditors at once.
We're Committed To Helping You Get Debt-Free
Complete our online form
Private & Confidential
The first step always feels like the hardest, but you’ve come to the right place
Talk to the Team
without any judgement
Tell us about your situation, Our associates will tell you exactly what help you may be entitled to
Take action
No obligation service
We will support you & give you the option to refer you to one of our regulated partners for a free full advice call
Credit Counsellor
We understand being in a situation is difficult to speak to an agent and to reach out, you have taken the right steps, It takes courage to fill out the form we understand, we are here to help you create your future and to take your worries and any burden off your shoulders.
Click “DEBT HELP” to start your journey, one of our friendly team will then be in touch to give you all the information you need to deal with your enquiry and refer you to one of our regulated associate experts.
Credit Counsellor Tips
To see what is available or read more about protentional debt solutions Credit Counsellor offer information.
It’s very important to get debt guidance as soon as you can if you’ve fallen behind on priority bills, or are facing any debt emergency, including:
- court summons
- having your utility bills cut off
- having your home, car or goods repossessed
- being contacted by bailiffs
You can contact any of our advisors.
Budgeting is a great way to get in control and on top of your debts. By following our budgeting tips, you should be able to work out your total income and outgoings and clearly visualise what money you have left each month to pay to your creditors.
We suggest making a list of your creditors, along with money owed and due dates. Making note of this information is an invaluable way of relieving the likelihood of forgetting payment dates and helps you keep on top of things.
If you’re not sure what debts you have outstanding don’t worry, just give us a call and our associates can offer a free soft credit check facility.
Cut back unnecessary spending by ending any subscriptions that you don’t need. Give your phone, water, electricity gas and internet providers a call to see if you are on the most cost-effective plan for you.
There are many free comparison websites online, which may be useful to find out the cheapest options for you, from car insurance to your weekly food shop.
There may be benefits that you unknowingly qualify for or similar help from the government or local council. Ensure that you’re receiving as much money as you’re entitled to. Consider whether you have any spare time to fit in some overtime or even a second job.
Check out our debt solutions page. We show you the advantages/disadvantages of the individual solutions for you to be able to make an educated decision as to which route is best to take.
There are a number of unique options, make sure that you take the time to read about and understand what each one would mean for you. If necessary, discuss with family or your partner to see which is best for your situation.
Furthermore, you can contact or request a free call back from one of our team members who will help you.
Facing debt is the only way that they will go away. A simple ring to us can get the ball rolling with clearing your debts, as we can advise you on your individual circumstance and ultimately, get you on your way to being debt-free on a solution tailored to you.
Not only will being active about your debts help you clear them quicker, but also will relieve enormous stress from you and those around you who may be affected.
All the guidance and support that we offer is completely free whilst we determine what possible solutions might be available to you – we do not charge any upfront fees.
If you opt for a debt solution such as an IVA or Debt Management Plans, there will be fees involved to cover the costs of running, but these will typically be included in any monthly payments that you make.
Other solutions such as Bankruptcy or Debt Relief Orders involve a set fee to get things set up.
May not be suitable in all circumstances. We operate by amassing consumer data, which then offer authorised & regulated businesses seeking new leads for an advice call.
To see what is available or read more about protentional debt solutions.
- Bailiffs taking recovery action
- Missing out on family day out and holidays.
- Paying interest and not being left with anything at the end of the month.
- Buying things which you always wanted to.
- Cards being declined at the till.
- Demanding creditors with phone calls and collection visits.
- Being able to cover bills and emergency costs which could arise.
The easiest way to check and to speak to a team member is to complete our online form. Our aim is to alleviate the stress and financial worries caused by your debt.
Based on the information you give us Our partners/associates can help work out what debt solutions may be available for you. They will also make sure you’re aware of what information you need to move forward.
Click “LEARN MORE” to start your journey, one of our friendly team will then be in touch to give you all the information you need to deal with your enquiry and refer you to one of our regulated associate experts.
Types of Debts & Much More
Credit Cards
Loans
Overdrafts
Business Debt
Guarantor Loans
Council Tax
Bailiff Debt
Court Orders
Let's say you owe...
- 11,152
- 2,226
- 302
- 2,395
- 648
- 1,408
- 172
Let's say you owe...
- 18,303
Typical example of a customer situation in March 2023 referred to our regulated partners.
Customer monthly Repayments Reduced.
Before a Solution
- 610
After a solution
- 122
Monthly payment are based on individual financial circumstances & eligibility
Click “GET IN TOUCH” to start your journey, one of our friendly team will then be in touch to give you all the information you need to deal with your enquiry and refer you to one of our regulated associate experts.
Potential Benefits of a Debt Solution
Life Benefits
- No more borrowing from friends & family
- Stop the stress of bills you can't pay
- Get rid of those Payday loans
- No running out of money so soon after pay day
Financial Benefits
- One affordable low monthly repayment
- Freeze all interest and charges (not applicable with all the solutions)
- No upfront costs
- Stop nasty phone calls from creditors
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